Bank Lending Deposit Spread for Mozambique
DDEI02MZA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10.28
Year-over-Year Change
40.40%
Date Range
1/1/1997 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Mozambique measures the difference between bank lending and deposit interest rates, providing insight into the profitability and efficiency of the Mozambican banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the gap between the interest rates charged by banks on loans and the rates paid on deposits. It is a key metric for assessing financial intermediation and competition within a country's banking sector.
Methodology
The data is collected and reported by the World Bank as part of its World Development Indicators database.
Historical Context
Policymakers and analysts use this spread to evaluate the health and competitiveness of Mozambique's financial markets.
Key Facts
- The average bank lending deposit spread in Mozambique was 8.3 percentage points in 2020.
- A wider spread can indicate less competition in the banking sector.
- Mozambique's spread has remained above 7 percentage points since 2010.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Mozambique measures the difference between the interest rates charged by banks on loans and the rates paid on deposits.
Q: Why is this trend relevant for users or analysts?
A: This spread is a key indicator of the efficiency and competitiveness of Mozambique's banking sector, which is crucial for economic growth and development.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank as part of its World Development Indicators database.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this spread to evaluate the health and competitiveness of Mozambique's financial markets, which informs decisions on monetary policy and financial sector regulation.
Q: Are there update delays or limitations?
A: The data is published with a lag, and may be subject to revisions by the World Bank.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Mozambique (DDEI02MZA156NWDB), retrieved from FRED.