Bank Lending Deposit Spread for Mali
DDEI02MLA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.07
Year-over-Year Change
0.00%
Date Range
1/1/2005 - 1/1/2005
Summary
The Bank Lending Deposit Spread for Mali measures the difference between the interest rate charged by banks on loans and the rate paid to depositors. This metric provides insight into the profitability and efficiency of the Malian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Lending Deposit Spread tracks the margin between bank lending and deposit rates in Mali. It is a key indicator of financial market competitiveness and banking sector health, as a wider spread may signal a less efficient or more concentrated banking system.
Methodology
This series is calculated by the World Bank using data reported by the Central Bank of Mali.
Historical Context
Policymakers and analysts use the Bank Lending Deposit Spread to assess the degree of competition and intermediation costs in Mali's financial markets.
Key Facts
- The Bank Lending Deposit Spread in Mali averaged 7.99% from 2001 to 2020.
- A wider spread indicates higher costs for borrowers and lower returns for depositors.
- Reducing the spread is a policy goal to improve financial inclusion and access to credit.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread measures the difference between the interest rate charged by banks on loans and the rate paid to depositors in Mali.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the profitability and efficiency of the Malian banking sector, with a wider spread indicating less competitive markets.
Q: How is this data collected or calculated?
A: The World Bank calculates this series using data reported by the Central Bank of Mali.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use the Bank Lending Deposit Spread to assess the degree of competition and intermediation costs in Mali's financial markets.
Q: Are there update delays or limitations?
A: The World Bank updates this series annually, with the latest data typically lagging by 1-2 years.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Mali (DDEI02MLA156NWDB), retrieved from FRED.