Bank Lending Deposit Spread for Kyrgyzstan
DDEI02KGA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
15.67
Year-over-Year Change
-33.20%
Date Range
1/1/1996 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Kyrgyzstan measures the difference between the interest rate charged on bank loans and the interest rate paid on bank deposits in the country. This metric is important for evaluating financial system efficiency and the costs of intermediation.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank lending deposit spread represents the difference between the interest rate banks charge on loans and the rate they pay on deposits. It is a key indicator of financial sector competitiveness and the cost of credit access for businesses and consumers in Kyrgyzstan.
Methodology
The data is collected and calculated by the World Bank from official national sources.
Historical Context
Policymakers and analysts use this metric to assess the degree of competition in Kyrgyzstan's banking sector and the efficiency of financial intermediation.
Key Facts
- The lending-deposit spread averaged 7.8% in Kyrgyzstan from 2010-2020.
- Kyrgyzstan's spread is higher than the global average of 5.8%.
- A wider spread indicates higher costs of financial intermediation.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Kyrgyzstan measures the difference between the interest rate banks charge on loans and the rate they pay on deposits in the country.
Q: Why is this trend relevant for users or analysts?
A: This metric is important for evaluating the efficiency and competitiveness of Kyrgyzstan's financial system, as well as the costs of credit access for businesses and consumers.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank from official national sources.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess the degree of competition in Kyrgyzstan's banking sector and the efficiency of financial intermediation.
Q: Are there update delays or limitations?
A: The data is updated annually by the World Bank with a potential delay of 1-2 years.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Kyrgyzstan (DDEI02KGA156NWDB), retrieved from FRED.