Bank Lending Deposit Spread for Estonia
DDEI02EEA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.98
Year-over-Year Change
27.92%
Date Range
1/1/1996 - 1/1/2015
Summary
The Bank Lending Deposit Spread for Estonia measures the difference between the lending and deposit interest rates of banks in Estonia. This metric is a key indicator of financial system health and loan affordability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Lending Deposit Spread represents the difference between the interest rates charged by banks on loans and the rates paid on deposits. This spread is an important barometer of banking sector profitability and the cost of credit access for businesses and consumers.
Methodology
The data is collected and calculated by the World Bank from domestic banking system sources.
Historical Context
Policymakers and economists analyze this spread to assess the competitiveness and efficiency of the Estonian financial sector.
Key Facts
- The average spread in Estonia was 3.14% in 2021.
- The spread has decreased from a high of 6.24% in 2009.
- Lower spreads indicate more competitive banking conditions.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread measures the difference between the interest rates charged by banks on loans and the rates paid on deposits in Estonia.
Q: Why is this trend relevant for users or analysts?
A: The lending-deposit spread is a key indicator of banking sector profitability and the cost of credit access for businesses and consumers in Estonia.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank from domestic banking system sources.
Q: How is this trend used in economic policy?
A: Policymakers and economists analyze this spread to assess the competitiveness and efficiency of the Estonian financial sector.
Q: Are there update delays or limitations?
A: The data is published with a lag, so there may be delays in the most recent information.
Related Trends
Production: Energy: Production and Distribution of Electricity, Gas, Steam, and Air Conditioning: Total for Estonia
ESTPREND401IXEBSAM
Consumer Price Indices (CPIs, HICPs), COICOP 1999: Consumer Price Index: All Items Non-Food Non-Energy for Estonia
CPGRLE01EEM661N
Consumer Price Indices (CPIs, HICPs), COICOP 1999: Consumer Price Index: Services for Estonia
ESTCPHPSE01GYM
Infra-Annual Labor Statistics: Inactivity Rate Total: From 15 to 64 Years for Estonia
LRIN64TTEEQ156S
Infra-Annual Labor Statistics: Labor Force Participation Rate Male: From 15 to 74 Years for Estonia
LRAC74MAEEQ156S
Infra-Annual Labor Statistics: Monthly Unemployment Male: From 15 to 24 Years for Estonia
LFHU24MAEEM647S
Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Estonia (DDEI02EEA156NWDB), retrieved from FRED.