Bank Lending Deposit Spread for Switzerland
DDEI02CHA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.02
Year-over-Year Change
96.43%
Date Range
1/1/2008 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Switzerland measures the difference between interest rates on bank loans and deposits. It is a key indicator of the health and profitability of the Swiss banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Lending Deposit Spread represents the margin that Swiss banks earn on their lending activities. It is calculated as the difference between the average interest rate on loans to the private sector and the average interest rate paid on deposits. This spread is an important metric for assessing the efficiency and competitiveness of the Swiss financial system.
Methodology
The data is collected and published by the World Bank as part of their Global Financial Development Database.
Historical Context
Central banks and policymakers monitor the bank lending deposit spread to gauge the transmission of monetary policy and the degree of competition in the banking industry.
Key Facts
- The spread averaged 2.25 percentage points in Switzerland over the past decade.
- A narrower spread indicates more competition in the banking sector.
- The spread tends to widen during periods of economic stress or tighter monetary policy.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Switzerland measures the difference between the average interest rate on bank loans and the average interest rate paid on bank deposits.
Q: Why is this trend relevant for users or analysts?
A: The bank lending deposit spread is an important indicator of the health and profitability of the Swiss banking sector, as well as the degree of competition and efficiency in the financial system.
Q: How is this data collected or calculated?
A: The data is collected and published by the World Bank as part of their Global Financial Development Database.
Q: How is this trend used in economic policy?
A: Central banks and policymakers monitor the bank lending deposit spread to gauge the transmission of monetary policy and the degree of competition in the banking industry.
Q: Are there update delays or limitations?
A: The data is typically updated on an annual basis, with some potential for delays in data collection and publication.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Switzerland (DDEI02CHA156NWDB), retrieved from FRED.