Bank Lending Deposit Spread for Brazil
DDEI02BRA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
26.85
Year-over-Year Change
-24.58%
Date Range
1/1/1997 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Brazil measures the difference between the interest rate charged on bank loans and the rate paid on bank deposits in the Brazilian economy. This key financial indicator provides insight into the profitability and efficiency of the Brazilian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank lending deposit spread represents the difference between the interest rate banks charge on loans and the interest rate they pay on deposits. This spread is a core metric for assessing the competitiveness and intermediation costs of the banking system. Economists and policymakers use this data to evaluate the financial health and inclusiveness of the Brazilian economy.
Methodology
The data is collected and published by the World Bank's World Development Indicators program.
Historical Context
This indicator is used by central banks, financial regulators, and economic analysts to monitor the performance and structure of Brazil's banking industry.
Key Facts
- The bank lending deposit spread in Brazil averaged 32.4% from 2000 to 2020.
- Brazil's spread is one of the highest among major emerging market economies.
- High spreads can indicate limited competition and inefficiency in the banking sector.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Brazil measures the difference between the interest rate charged on bank loans and the rate paid on bank deposits in the Brazilian economy.
Q: Why is this trend relevant for users or analysts?
A: This key financial indicator provides insight into the profitability and efficiency of the Brazilian banking sector, which is crucial for evaluating the overall health and inclusiveness of the Brazilian economy.
Q: How is this data collected or calculated?
A: The data is collected and published by the World Bank's World Development Indicators program.
Q: How is this trend used in economic policy?
A: Central banks, financial regulators, and economic analysts use this indicator to monitor the performance and structure of Brazil's banking industry, which informs policymaking and market oversight.
Q: Are there update delays or limitations?
A: The World Bank publishes this data with a lag, and there may be limitations in terms of data quality or coverage for certain time periods.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Brazil (DDEI02BRA156NWDB), retrieved from FRED.