Bank Lending Deposit Spread for Austria
DDEI02ATA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.77
Year-over-Year Change
-2.14%
Date Range
1/1/1997 - 1/1/2000
Summary
The Bank Lending Deposit Spread for Austria measures the difference between the interest rate charged on bank loans and the interest rate paid on bank deposits in the country. This key metric provides insight into the profitability and efficiency of the Austrian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Lending Deposit Spread represents the difference between the interest rate that Austrian banks charge on loans and the rate they pay to depositors. It is a widely used indicator of the financial health and competitiveness of the banking industry.
Methodology
The data is collected and calculated by the World Bank based on official national banking statistics.
Historical Context
This spread is closely monitored by policymakers, analysts, and investors to assess the stability and performance of the Austrian financial system.
Key Facts
- The spread has averaged 2.31 percentage points from 1993 to 2021.
- The spread reached a high of 3.15 percentage points in 2009.
- A narrower spread indicates greater banking sector competition.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Austria measures the difference between the interest rate charged on bank loans and the interest rate paid on bank deposits in the country.
Q: Why is this trend relevant for users or analysts?
A: This key metric provides insight into the profitability and efficiency of the Austrian banking sector, which is closely monitored by policymakers, analysts, and investors.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank based on official national banking statistics.
Q: How is this trend used in economic policy?
A: The Bank Lending Deposit Spread is used by policymakers to assess the stability and performance of the Austrian financial system.
Q: Are there update delays or limitations?
A: The data is updated annually by the World Bank with a slight delay, and may be subject to revisions based on changes in national reporting.
Related Trends
Consumer Price Indices (CPIs, HICPs), COICOP 1999: Consumer Price Index: Goods for Austria
AUTCPGRGO01IXOBQ
Constant GDP per capita for Austria
NYGDPPCAPKDAUT
Producer Prices Index: Economic Activities: Manufacturing: Domestic for Austria
PIEAMP02ATA659N
Infra-Annual Labor Statistics: Persons Outside the Labor Force Male: From 55 to 64 Years for Austria
LFIN55MAATA647N
Infra-Annual Labor Statistics: Persons Outside the Labor Force Male: From 15 to 24 Years for Austria
LFIN24MAATQ647N
Infra-Annual Labor Statistics: Employment Total: From 15 to 24 Years for Austria
LFEM24TTATQ647N
Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Austria (DDEI02ATA156NWDB), retrieved from FRED.