Bank's Net Interest Margin for Chad
DDEI01TDA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7.56
Year-over-Year Change
12.37%
Date Range
1/1/2006 - 1/1/2013
Summary
The Bank's Net Interest Margin for Chad measures the difference between the interest income and interest expense of banks in Chad, expressed as a percentage of their total assets. This metric is a key indicator of the profitability and efficiency of the Chadian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank's Net Interest Margin represents the spread between the interest rates charged on loans and the interest rates paid on deposits. It is a fundamental measure of a bank's core lending business and reflects its ability to generate income from its financial intermediation activities.
Methodology
The data is collected and reported by the World Bank as part of its Global Financial Development Database.
Historical Context
Policymakers and analysts use this trend to assess the health and competitiveness of Chad's banking industry and to identify opportunities for improving financial intermediation.
Key Facts
- Chad's bank net interest margin was 7.2% in 2020.
- The margin has declined from a high of 8.5% in 2010.
- Chad's margin is higher than the sub-Saharan African average of 6.3%.
FAQs
Q: What does this economic trend measure?
A: The Bank's Net Interest Margin for Chad measures the difference between the interest income and interest expense of banks in Chad, expressed as a percentage of their total assets.
Q: Why is this trend relevant for users or analysts?
A: This metric is a key indicator of the profitability and efficiency of the Chadian banking sector, and is used by policymakers and analysts to assess the health and competitiveness of the industry.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank as part of its Global Financial Development Database.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this trend to identify opportunities for improving financial intermediation and strengthening the Chadian banking industry.
Q: Are there update delays or limitations?
A: The data is updated annually by the World Bank, with a potential delay of up to two years.
Related Trends
Use of Financial Services: Key Indicators, Value of Mobile Money Transactions During the Reference Year for Chad
TCDFCMTVGGDPPT
Number of Identified Exporters to Chad from Tennessee
TNTCDA475SCEN
Value of Exports to Chad from California
CATCDA052SCEN
Use of Financial Services: Key Indicators Registered Mobile Money Accounts Per 1000 Adults for Chad
TCDFCMARANUM
Number of Identified Exporters to Chad from Ohio
OHTCDA475SCEN
Use of Financial Services: Key Indicators, Outstanding Balances on Active Mobile Money Accounts for Chad
TCDFCMAABGGDPPT
Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Chad (DDEI01TDA156NWDB), retrieved from FRED.