Bank's Net Interest Margin for Mozambique
DDEI01MZA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.43
Year-over-Year Change
35.10%
Date Range
1/1/2000 - 1/1/2021
Summary
The Bank's Net Interest Margin for Mozambique measures the difference between the interest income a bank earns and the interest it pays out. It's a key indicator of a banking sector's profitability and efficiency.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank's Net Interest Margin represents the spread between the average rate of interest a bank charges on its loans and the average rate it pays on its deposits and other funding sources. It provides insight into a banking system's financial intermediation and overall health.
Methodology
This metric is calculated from data reported by banks and financial institutions in Mozambique.
Historical Context
Policymakers and analysts use this trend to assess the competitiveness and stability of the Mozambican banking sector.
Key Facts
- Mozambique's bank net interest margin averaged 10.8% from 2001-2020.
- A higher net interest margin indicates greater banking sector profitability.
- Net interest margins have fallen globally as interest rates have declined.
FAQs
Q: What does this economic trend measure?
A: The Bank's Net Interest Margin for Mozambique measures the difference between the interest income a bank earns and the interest it pays out on deposits and other funding.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the profitability and efficiency of Mozambique's banking sector, which is crucial for assessing financial system stability and competitiveness.
Q: How is this data collected or calculated?
A: The data is calculated from information reported by banks and other financial institutions operating in Mozambique.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this trend to monitor the health and competitiveness of Mozambique's banking system, which is important for supporting economic growth and financial inclusion.
Q: Are there update delays or limitations?
A: There may be delays in reporting or publication of this data by the relevant authorities in Mozambique.
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Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Mozambique (DDEI01MZA156NWDB), retrieved from FRED.