Bank's Net Interest Margin for Hong Kong SAR, China
DDEI01HKA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.10
Year-over-Year Change
-57.94%
Date Range
1/1/2000 - 1/1/2021
Summary
The bank's net interest margin for Hong Kong SAR, China measures the difference between the interest income a bank earns and the interest it pays out. This metric is a key indicator of banking sector profitability and financial stability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank's net interest margin represents the spread between a bank's lending and deposit interest rates. It is a widely used indicator of banking sector performance and can signal changes in market competition, interest rate movements, and credit risk.
Methodology
The data is collected and reported by the World Bank based on national banking sector aggregates.
Historical Context
Policymakers and financial analysts monitor this trend to assess the health and efficiency of Hong Kong's banking system.
Key Facts
- Hong Kong has one of the highest bank net interest margins globally.
- Net interest margins vary significantly across different banking systems.
- Low net interest margins can signal banking sector distress or low profitability.
FAQs
Q: What does this economic trend measure?
A: The bank's net interest margin measures the difference between the interest income a bank earns on its loans and the interest it pays out on deposits and other funding sources.
Q: Why is this trend relevant for users or analysts?
A: The net interest margin is a key indicator of banking sector profitability and efficiency. It signals the health and competitiveness of a country's financial system.
Q: How is this data collected or calculated?
A: The data is reported by the World Bank based on national banking sector aggregates.
Q: How is this trend used in economic policy?
A: Policymakers and financial analysts monitor this trend to assess the stability and performance of Hong Kong's banking system, which is critical for the region's broader economic and financial conditions.
Q: Are there update delays or limitations?
A: The data is updated annually by the World Bank, so there may be a delay in reflecting the most recent banking sector conditions in Hong Kong.
Related Trends
Number of Identified Exporters to Hong Kong from Maine
MEHKGA475SCEN
Number of Identified Exporters to Hong Kong from Kansas
KSHKGA475SCEN
Number of Identified Exporters to Hong Kong from Iowa
IAHKGA475SCEN
Bank's Non-Interest Income to Total Income for Hong Kong SAR, China
DDEI03HKA156NWDB
People 15 Years and Over Borrowing from a Financial Institution in the Past Year for Hong Kong SAR, China
DDAI07HKA156NWDB
Number of Identified Exporters to Hong Kong from Oklahoma
OKHKGA475SCEN
Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Hong Kong SAR, China (DDEI01HKA156NWDB), retrieved from FRED.