Bank's Net Interest Margin for Spain
DDEI01ESA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.91
Year-over-Year Change
-50.69%
Date Range
1/1/2000 - 1/1/2021
Summary
The Bank's Net Interest Margin for Spain measures the difference between the interest income earned by Spanish banks on their loans and the interest expenses paid on their deposits and borrowings. This trend is a key indicator of the profitability and efficiency of the Spanish banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank's Net Interest Margin for Spain represents the net interest income earned by banks as a percentage of their total earning assets. This metric provides insight into the pricing power and operational performance of the Spanish banking industry, which is a critical component of the country's financial system.
Methodology
The data is collected and calculated by the World Bank from financial reports submitted by Spanish banks.
Historical Context
Policymakers and investors monitor this trend to assess the health and competitiveness of the Spanish banking sector.
Key Facts
- Spain's bank net interest margin averaged 1.8% from 2010-2020.
- The margin reached a high of 2.2% in 2012 during the Eurozone debt crisis.
- Lower margins can indicate increased competition or regulatory pressure on banks.
FAQs
Q: What does this economic trend measure?
A: The Bank's Net Interest Margin for Spain measures the difference between the interest income earned by Spanish banks on their loans and the interest expenses paid on their deposits and borrowings.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the profitability and efficiency of the Spanish banking sector, which is a critical component of the country's financial system.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank from financial reports submitted by Spanish banks.
Q: How is this trend used in economic policy?
A: Policymakers and investors monitor this trend to assess the health and competitiveness of the Spanish banking sector.
Q: Are there update delays or limitations?
A: The data is provided by the World Bank, which may have some update delays or limitations in coverage.
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Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Spain (DDEI01ESA156NWDB), retrieved from FRED.