Bank's Net Interest Margin for Estonia

DDEI01EEA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2.40

Year-over-Year Change

16.50%

Date Range

1/1/2000 - 1/1/2021

Summary

The Bank's Net Interest Margin for Estonia measures the difference between the interest income a bank earns and the interest it pays out. It is a key indicator of a banking sector's profitability and financial health.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank's Net Interest Margin represents the net earnings of a bank's lending and deposit-taking activities. It provides insight into the efficiency and competitiveness of a country's banking industry, which is crucial for economic growth and stability.

Methodology

The data is collected and calculated by the World Bank from domestic banking institutions.

Historical Context

Policymakers and analysts monitor this trend to assess the performance and soundness of a nation's financial sector.

Key Facts

  • Estonia's Bank's Net Interest Margin was 2.78% in 2020.
  • The margin has declined from a high of 4.24% in 2011.
  • Low net interest margins can indicate competition or low-interest rate environments.

FAQs

Q: What does this economic trend measure?

A: The Bank's Net Interest Margin for Estonia measures the difference between the interest income a bank earns from its lending activities and the interest it pays to depositors.

Q: Why is this trend relevant for users or analysts?

A: The net interest margin is a key indicator of a banking sector's profitability and efficiency, which is crucial for economic growth and financial stability.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank from domestic banking institutions in Estonia.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this trend to assess the performance and soundness of Estonia's financial sector, which informs decisions on banking regulations and monetary policy.

Q: Are there update delays or limitations?

A: The data is published annually with a lag, so there may be a delay in reflecting the most recent economic conditions.

Related Trends

Citation

U.S. Federal Reserve, Bank's Net Interest Margin for Estonia (DDEI01EEA156NWDB), retrieved from FRED.