Bank's Net Interest Margin for Switzerland
DDEI01CHA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.79
Year-over-Year Change
58.44%
Date Range
1/1/2000 - 1/1/2021
Summary
The bank's net interest margin for Switzerland measures the difference between the interest income banks earn and the interest they pay out, as a percentage of their total assets. This metric is a key indicator of banking sector profitability and efficiency.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank's net interest margin represents the spread between the average interest rate a bank charges on its loans and the average interest rate it pays on its deposits and other funding sources. It is a widely used measure of banking sector performance and competitiveness.
Methodology
This data is collected by the World Bank from national central bank sources.
Historical Context
Policymakers and analysts closely monitor this metric to assess the health and competitiveness of the Swiss banking industry.
Key Facts
- Switzerland has one of the largest banking sectors relative to GDP among advanced economies.
- The bank's net interest margin in Switzerland averaged 1.16% from 2001 to 2020.
- Swiss banks have maintained relatively stable net interest margins compared to other European countries.
FAQs
Q: What does this economic trend measure?
A: The bank's net interest margin measures the difference between the interest income banks earn on their loans and the interest they pay on their deposits and other funding sources, as a percentage of their total assets.
Q: Why is this trend relevant for users or analysts?
A: The bank's net interest margin is a key indicator of banking sector profitability and efficiency, and is closely monitored by policymakers and analysts to assess the health and competitiveness of the banking industry.
Q: How is this data collected or calculated?
A: This data is collected by the World Bank from national central bank sources.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess the performance and competitiveness of the Swiss banking sector, which is a crucial part of the country's financial system and economy.
Q: Are there update delays or limitations?
A: The data is subject to the availability and timeliness of reporting from national central bank sources, which may result in occasional delays or gaps in the data.
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Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Switzerland (DDEI01CHA156NWDB), retrieved from FRED.