Bank's Net Interest Margin for Bosnia and Herzegovina
DDEI01BAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.27
Year-over-Year Change
-23.19%
Date Range
1/1/2000 - 1/1/2021
Summary
The bank's net interest margin for Bosnia and Herzegovina measures the difference between the interest income earned by banks and the interest paid to their depositors, relative to their total assets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric provides insight into the profitability and efficiency of the Bosnian banking sector. It is used by policymakers, analysts, and investors to assess the financial health and competitiveness of the country's banking industry.
Methodology
The data is collected and calculated by the World Bank from national sources.
Historical Context
The net interest margin is an important indicator for evaluating the performance and stability of the Bosnian financial system.
Key Facts
- Bosnia and Herzegovina's bank net interest margin was 3.91% in 2020.
- The margin has declined from a peak of 5.95% in 2007.
- Lower net interest margins can signal increased competition in the banking sector.
FAQs
Q: What does this economic trend measure?
A: The bank's net interest margin measures the difference between the interest income earned by banks and the interest paid to their depositors, relative to their total assets.
Q: Why is this trend relevant for users or analysts?
A: The net interest margin is an important indicator of the profitability and efficiency of the banking sector, which is crucial for assessing the financial health and competitiveness of the Bosnian economy.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the World Bank from national sources.
Q: How is this trend used in economic policy?
A: Policymakers, analysts, and investors use the net interest margin to evaluate the performance and stability of the Bosnian financial system, which informs decision-making and policy development.
Q: Are there update delays or limitations?
A: The data is published annually with some delay, and may be subject to revisions or changes in methodology over time.
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Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Bosnia and Herzegovina (DDEI01BAA156NWDB), retrieved from FRED.