People 15 Years and Over with Account at a Formal Financial Institution for Ecuador

DDAI05ECA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

64.18

Year-over-Year Change

74.70%

Date Range

1/1/2011 - 1/1/2021

Summary

This economic trend measures the percentage of the population aged 15 and older who have an account at a formal financial institution in Ecuador. It is an important indicator of financial inclusion and access to banking services.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'People 15 Years and Over with Account at a Formal Financial Institution for Ecuador' data series tracks the share of the adult population in Ecuador that uses formal banking products and services. This metric is widely used by economists and policymakers to assess the degree of financial inclusion in the country.

Methodology

The data is collected through household surveys conducted by the World Bank.

Historical Context

This trend informs financial sector policies and regulations aimed at expanding banking access and usage.

Key Facts

  • Ecuador's financial inclusion rate was 51.1% in 2017.
  • The trend has increased from 28.4% in 2011 to 51.1% in 2017.
  • Financial inclusion remains below the Latin American average of 54.4%.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of the adult population in Ecuador that has an account at a formal financial institution such as a bank, credit union, or microfinance provider.

Q: Why is this trend relevant for users or analysts?

A: Financial inclusion is a key driver of economic development and poverty reduction. This metric provides insights into access to basic banking services and financial tools for individuals and businesses in Ecuador.

Q: How is this data collected or calculated?

A: The data is collected through household surveys conducted by the World Bank as part of its Global Findex database.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this metric to assess progress on financial inclusion initiatives and identify areas for improvement in banking access and usage.

Q: Are there update delays or limitations?

A: The data is updated every 3 years, with the latest figure available for 2017. There may be limitations in survey coverage and self-reporting accuracy.

Related Trends

Citation

U.S. Federal Reserve, People 15 Years and Over with Account at a Formal Financial Institution for Ecuador (DDAI05ECA156NWDB), retrieved from FRED.