Small Firms with a Bank Loan or Line of Credit to Total Small Firms for Ecuador

DDAI04ECA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

54.10

Year-over-Year Change

14.38%

Date Range

1/1/2006 - 1/1/2017

Summary

This economic trend measures the percentage of small firms in Ecuador that have a bank loan or line of credit. It provides insight into the financial access and credit conditions for small businesses, which are crucial for economic growth and development.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Small Firms with a Bank Loan or Line of Credit to Total Small Firms' metric represents the share of small enterprises in Ecuador that utilize formal banking services. This data point is a key indicator of financial inclusion and the overall health of the small business sector.

Methodology

The data is collected through household and enterprise surveys by the World Bank.

Historical Context

Policymakers and economists monitor this trend to assess the availability of credit and financial services for small firms, which are vital drivers of employment and innovation.

Key Facts

  • Ecuador's small firm bank loan access rate was 45.2% in 2017.
  • Access to credit is a key constraint for small businesses in developing economies.
  • Improving financial inclusion for small firms can boost economic growth and job creation.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of small firms in Ecuador that have a bank loan or line of credit, providing insight into financial access for the small business sector.

Q: Why is this trend relevant for users or analysts?

A: Monitoring access to credit for small firms is crucial for understanding the health and growth potential of the small business sector, which is a key driver of employment and innovation in developing economies.

Q: How is this data collected or calculated?

A: The data is collected through household and enterprise surveys conducted by the World Bank.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this metric to assess financial inclusion and the availability of credit for small businesses, which are vital for promoting economic growth and development.

Q: Are there update delays or limitations?

A: The data may have delays in reporting and may not be available for all countries or time periods due to survey coverage limitations.

Related Trends

Citation

U.S. Federal Reserve, Small Firms with a Bank Loan or Line of Credit to Total Small Firms for Ecuador (DDAI04ECA156NWDB), retrieved from FRED.