Consumer Unit Characteristics: Percent Homeowner without Mortgage by Region: Residence in the Northeast Census Region

CXU980240LB1102M • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

27.00

Year-over-Year Change

12.50%

Date Range

1/1/1984 - 1/1/2023

Summary

This economic trend measures the percentage of consumer units in the Northeast Census Region of the United States that own their homes without a mortgage. This metric provides insights into regional housing and wealth patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Consumer Unit Characteristics survey tracks various demographic and financial attributes of U.S. households. The percentage of homeowners without a mortgage in the Northeast region is a key indicator of housing security and wealth accumulation in that geographic area.

Methodology

The data is collected through the Bureau of Labor Statistics' Consumer Expenditure Survey.

Historical Context

This trend is used by economists, policymakers, and real estate analysts to understand regional differences in home ownership and debt levels.

Key Facts

  • The Northeast region has the highest rate of mortgage-free homeownership in the U.S.
  • Mortgage-free homeownership indicates greater household wealth and financial security.
  • Trends in this metric reflect regional differences in housing costs and economic conditions.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of consumer units in the Northeast Census Region that own their homes without a mortgage. It provides insights into regional housing and wealth patterns.

Q: Why is this trend relevant for users or analysts?

A: This metric is useful for understanding regional differences in home ownership and debt levels, which are key indicators of housing security and wealth accumulation.

Q: How is this data collected or calculated?

A: The data is collected through the Bureau of Labor Statistics' Consumer Expenditure Survey.

Q: How is this trend used in economic policy?

A: This trend is used by economists, policymakers, and real estate analysts to understand regional housing and wealth patterns, which can inform policies related to housing, finance, and economic development.

Q: Are there update delays or limitations?

A: The data is published monthly with a typical 1-2 month delay. Limitations include regional specificity and exclusion of non-Northeast Census regions.

Related Trends

Citation

U.S. Federal Reserve, Consumer Unit Characteristics: Percent Homeowner without Mortgage by Region: Residence in the Northeast Census Region (CXU980240LB1102M), retrieved from FRED.