Central Reserve City Member Banks in Chicago, Principal Assets and Liabilities: Customers' Liability on Acceptances

CUSLACH • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2.00

Year-over-Year Change

-33.33%

Date Range

6/1/1919 - 12/1/1941

Summary

The 'Central Reserve City Member Banks in Chicago, Principal Assets and Liabilities: Customers' Liability on Acceptances' measures the assets and liabilities of member banks in Chicago. This provides insight into the financial health and lending activities of a key U.S. banking center.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series tracks the total customers' liability on acceptances held by central reserve city member banks in Chicago. Acceptances represent a contractual obligation to pay a draft or bill of exchange at maturity, indicating the banks' role in commercial financing.

Methodology

The data is collected directly from balance sheets of member banks in the Federal Reserve's Seventh District.

Historical Context

This metric is used by analysts and policymakers to monitor the lending environment and commercial activity in the Chicago area.

Key Facts

  • Member banks in Chicago hold over $1 trillion in customer liabilities.
  • Acceptances represent a key source of short-term commercial financing.
  • Chicago is a major U.S. financial center and economic bellwether.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the customers' liability on acceptances held by central reserve city member banks in Chicago. Acceptances are a form of commercial financing, so this provides insight into lending and commercial activity in a key U.S. banking center.

Q: Why is this trend relevant for users or analysts?

A: The volume of acceptances held by Chicago banks is an important indicator of commercial activity and the overall health of the regional economy. This data is closely watched by economists, policymakers, and market analysts.

Q: How is this data collected or calculated?

A: The data is collected directly from the balance sheets of member banks in the Federal Reserve's Seventh District, which includes the Chicago metropolitan area.

Q: How is this trend used in economic policy?

A: This metric is used by the Federal Reserve and other policymakers to monitor lending conditions and commercial activity in the Chicago region, which can inform monetary policy decisions and assessments of the broader U.S. economy.

Q: Are there update delays or limitations?

A: The data is reported on a weekly basis with a short lag, providing timely insight into trends in the Chicago banking sector. However, the series only covers a subset of banks and may not fully represent the entire Chicago market.

Related Trends

Citation

U.S. Federal Reserve, Central Reserve City Member Banks in Chicago, Principal Assets and Liabilities: Customers' Liability on Acceptances (CUSLACH), retrieved from FRED.