37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
CTQ37A72MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks institutional lending conditions for nonfinancial corporations. Measures changes in credit market competitiveness and lending standards.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Reflects bank survey responses about credit market dynamics. Indicates potential shifts in corporate lending environment.
Methodology
Collected through senior loan officer opinion survey by Federal Reserve.
Historical Context
Used to assess credit market conditions and potential economic constraints.
Key Facts
- Indicates institutional lending competitiveness
- Quarterly survey-based metric
- Reflects bank lending perspectives
FAQs
Q: What does this series measure?
A: Tracks changes in lending terms for nonfinancial corporations. Reflects institutional credit market conditions.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve senior loan officer surveys.
Q: Why are lending conditions important?
A: Indicates potential economic constraints and credit market health for corporations.
Q: How do less-aggressive competition impact lending?
A: Can lead to stricter lending terms and potentially reduced credit availability.
Q: What does 'less-aggressive competition' mean?
A: Fewer banks competing to offer favorable lending terms to corporations.
Related Trends
12) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Trading Reits Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Somewhat
ALLQ12ESNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ74B4ESNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| A. High-Grade Corporate Bonds. | Answer Type: Decreased Considerably
ALLQ78ADCNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ56A2RBUNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
SFQ60A4TSNR
70) Over the Past Three Months, How Have the Terms Under Which CMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ70A3ESNR
Citation
U.S. Federal Reserve, Senior Loan Officer Survey (CTQ37A72MINR), retrieved from FRED.