25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 2nd Most Important
CTQ25A12MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures reasons for tightening insurance company pricing and terms. Highlights key factors influencing financial counterparty assessments.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in insurance company pricing strategies. It reveals underlying financial market dynamics and risk perceptions.
Methodology
Surveyed through financial institution reporting on pricing term modifications.
Historical Context
Used by insurers and regulators to understand market risk assessment trends.
Key Facts
- Reflects counterparty financial strength perceptions
- Indicates insurance market risk assessment trends
- Provides insights into financial sector dynamics
FAQs
Q: What does this economic indicator measure?
A: Tracks reasons for tightening insurance company pricing and contractual terms. Focuses on counterparty financial strength.
Q: Why are insurance pricing changes important?
A: They reveal market risk perceptions and potential financial sector challenges.
Q: How do insurers use this information?
A: To adjust risk assessment strategies and understand market pricing dynamics.
Q: What factors influence these changes?
A: Counterparty financial strength, market conditions, and risk assessments.
Q: How often is this data collected?
A: Typically surveyed quarterly to capture evolving market conditions.
Related Trends
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ALLQ55TNNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
CTQ37B22MINR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
ALLQ66A1RBUNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
ALLQ31A23MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| G. Nonfinancial Corporations. | Answer Type: Increased Somewhat
CTQ39GISNR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ70A1ECNR
Citation
U.S. Federal Reserve, Insurance Pricing Terms (CTQ25A12MINR), retrieved from FRED.