Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Portugal

CRDQPTAHABIS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

152.07

Year-over-Year Change

6.46%

Date Range

10/1/1979 - 10/1/2024

Summary

This economic trend measures the total credit extended to households and non-profit institutions serving households in Portugal, adjusted for statistical breaks. It provides insights into household debt levels and financial conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The total credit to households and non-profit institutions serving households is an important indicator of a country's private sector debt and consumer borrowing. It helps economists and policymakers assess the financial health and spending power of households.

Methodology

The data is collected and compiled by the Bank for International Settlements (BIS) based on reports from the Banco de Portugal.

Historical Context

This trend is closely monitored by financial analysts and policymakers to gauge household leverage and consumption patterns.

Key Facts

  • Portugal's total household credit reached €193 billion in 2021.
  • Household debt as a percentage of GDP in Portugal was 67.3% in 2021.
  • Credit to Portuguese households has declined since the 2008 financial crisis.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total amount of credit extended to households and non-profit institutions serving households in Portugal, adjusted for statistical breaks.

Q: Why is this trend relevant for users or analysts?

A: The total household credit trend provides insights into the financial health and borrowing patterns of Portuguese consumers, which is important for assessing economic conditions and consumer spending.

Q: How is this data collected or calculated?

A: The data is collected and compiled by the Bank for International Settlements (BIS) based on reports from the Banco de Portugal.

Q: How is this trend used in economic policy?

A: Policymakers and analysts closely monitor this trend to gauge household leverage and consumption patterns, which informs decisions on monetary policy and financial stability measures.

Q: Are there update delays or limitations?

A: The data is updated quarterly by the BIS, but there may be a delay of several months before the latest figures are available.

Related Trends

Citation

U.S. Federal Reserve, Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Portugal (CRDQPTAHABIS), retrieved from FRED.