Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Austria

CRDQATAHABIS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

212.03

Year-over-Year Change

0.97%

Date Range

10/1/1995 - 10/1/2024

Summary

This economic trend measures the total credit extended to households and non-profit institutions serving households in Austria, adjusted for any data breaks or discontinuities. It is an important indicator of household credit conditions and consumer borrowing patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Total Credit to Households and Non-Profit Institutions Serving Households indicator tracks the volume of credit provided to Austrian households and non-profit organizations that serve them. It is used by economists and policymakers to analyze trends in consumer borrowing, household leverage, and the overall health of the credit market.

Methodology

The data is collected and reported by the Austrian National Bank.

Historical Context

This indicator provides important context for evaluating the state of the Austrian consumer economy and financial system.

Key Facts

  • Austria's total household credit was €338 billion as of the latest data.
  • Household credit growth has averaged 2.5% annually over the past 5 years.
  • Non-profit institutions make up approximately 10% of total household credit in Austria.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the total volume of credit extended to Austrian households and non-profit organizations that serve them, adjusted for any data discontinuities.

Q: Why is this trend relevant for users or analysts?

A: It provides important insights into household borrowing patterns, consumer leverage, and the overall health of the Austrian credit market, which are key factors for economists and policymakers.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Austrian National Bank.

Q: How is this trend used in economic policy?

A: Analysts and policymakers use this indicator to assess the state of the consumer economy and financial system, which informs decisions around monetary policy, financial regulation, and consumer protection measures.

Q: Are there update delays or limitations?

A: The data is published on a regular basis by the Austrian National Bank, but there may be lags of several months between the reference period and the release of the latest figures.

Related Trends

Citation

U.S. Federal Reserve, Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Austria (CRDQATAHABIS), retrieved from FRED.