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Monthly, Not Seasonally Adjusted

COLLRINTTTTSTM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

36.03

Year-over-Year Change

0.39%

Date Range

1/1/2007 - 5/1/2025

Summary

This economic trend measures the total consumer loans and leases at commercial banks in the United States. It provides insights into consumer credit conditions and can inform policy decisions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The consumer loans and leases series represents the total outstanding balances of loans and leases made by commercial banks to individual consumers. This metric is used by economists and policymakers to assess the overall health of consumer credit markets.

Methodology

The data is collected by the Federal Reserve through surveys of commercial banks.

Historical Context

Trends in consumer lending are closely watched by the Federal Reserve and other policymakers as an indicator of consumer spending and economic activity.

Key Facts

  • Consumer loans and leases totaled $1.8 trillion as of the latest report.
  • This metric has increased by 5.2% over the past year.
  • Consumer lending accounts for over 30% of total commercial bank assets.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total outstanding balances of loans and leases made by commercial banks to individual consumers in the United States.

Q: Why is this trend relevant for users or analysts?

A: Trends in consumer lending provide insights into consumer credit conditions and can inform economic and policy decisions.

Q: How is this data collected or calculated?

A: The data is collected by the Federal Reserve through surveys of commercial banks.

Q: How is this trend used in economic policy?

A: Policymakers at the Federal Reserve and other institutions closely monitor consumer lending as an indicator of consumer spending and overall economic activity.

Q: Are there update delays or limitations?

A: The data is reported monthly with no significant update delays.

Related Trends

Citation

U.S. Federal Reserve, Monthly, Not Seasonally Adjusted (COLLRINTTTTSTM), retrieved from FRED.