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Quarterly, Seasonally Adjusted

COLLRINTTMASTSAQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

22.83

Year-over-Year Change

-0.39%

Date Range

1/1/2007 - 4/1/2025

Summary

The Quarterly, Seasonally Adjusted series measures the outstanding balances of consumer revolving credit. This key indicator provides insights into consumer spending behavior and access to credit.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Seasonally Adjusted consumer revolving credit data represents the total outstanding balances on credit cards and other open-end revolving credit plans. It is a widely tracked economic indicator used to assess consumer credit conditions and spending patterns.

Methodology

The data is collected and reported quarterly by the Federal Reserve.

Historical Context

Policymakers and analysts monitor this series to gauge consumer financial health and the broader economic outlook.

Key Facts

  • Consumer revolving credit hit a record high of $1.1 trillion in 2022.
  • Revolving credit declined sharply during the COVID-19 pandemic but has since rebounded.
  • Increasing consumer credit can signal economic expansion but also rising household debt levels.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Seasonally Adjusted series measures the total outstanding balances on credit cards and other open-end revolving credit plans held by consumers.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides insights into consumer spending behavior, access to credit, and the broader economic outlook.

Q: How is this data collected or calculated?

A: The data is collected and reported quarterly by the Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this series to gauge consumer financial health and make informed decisions about monetary and fiscal policies.

Q: Are there update delays or limitations?

A: The data is released quarterly with a short lag, providing timely insights into consumer credit conditions.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (COLLRINTTMASTSAQ), retrieved from FRED.