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Quarterly, Not Seasonally Adjusted

COLLREM55FESTQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

42.07

Year-over-Year Change

16.49%

Date Range

1/1/2007 - 1/1/2025

Summary

The 'Quarterly, Not Seasonally Adjusted' trend measures commercial and industrial real estate loan delinquency rates in the United States. This metric is crucial for analyzing credit market conditions and lending practices.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator tracks the percentage of commercial and industrial real estate loans that are 30 days or more past due. It provides insights into the health of the commercial property market and can inform decisions by banks, investors, and policymakers.

Methodology

The Federal Reserve collects and calculates this data from a sample of commercial banks.

Historical Context

Delinquency rates are an important barometer of economic and credit conditions for commercial real estate.

Key Facts

  • Commercial real estate loans make up over $3 trillion in debt.
  • Delinquency rates peaked at over 8% during the 2008 financial crisis.
  • Rates have generally declined since the Great Recession but remain above pre-crisis levels.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the percentage of commercial and industrial real estate loans that are 30 days or more past due at a sample of U.S. banks.

Q: Why is this trend relevant for users or analysts?

A: Delinquency rates in commercial real estate lending provide insights into credit market conditions and the health of the commercial property sector, which is important for investors, lenders, and policymakers.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data from a sample of commercial banks and calculates the non-seasonally adjusted delinquency rate.

Q: How is this trend used in economic policy?

A: Regulators and policymakers monitor commercial real estate delinquency rates to assess financial stability and credit conditions, which can inform decisions around monetary policy and banking supervision.

Q: Are there update delays or limitations?

A: This data is released quarterly with a lag of approximately two months, so it may not reflect the most recent changes in the commercial real estate market.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (COLLREM55FESTQ), retrieved from FRED.