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Quarterly, Not Seasonally Adjusted

COLLFACTTFESTQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

11,200,820.00

Year-over-Year Change

8.18%

Date Range

1/1/2007 - 1/1/2025

Summary

The Quarterly, Not Seasonally Adjusted series measures the total student loan debt held by consumers on a quarterly basis. This metric is a key indicator of household financial health and debt levels.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Not Seasonally Adjusted series provides an overview of total outstanding student loan debt, which can inform economic analysis and policy decisions related to household finance, consumer credit, and higher education costs.

Methodology

This data is collected and reported by the U.S. Federal Reserve based on consumer credit records.

Historical Context

Policymakers and analysts use this data to assess trends in student debt and its potential impacts on the broader economy.

Key Facts

  • Student loan debt reached a record high of $1.75 trillion in 2022.
  • The average student loan balance is over $30,000 per borrower.
  • Student debt can impact major life decisions like homeownership and retirement savings.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Not Seasonally Adjusted series tracks the total outstanding student loan debt held by U.S. consumers on a quarterly basis.

Q: Why is this trend relevant for users or analysts?

A: This data provides insight into household financial health and the burden of student debt, which can have broader implications for consumer spending, investment, and the broader economy.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve based on consumer credit records.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this data to assess trends in student debt and its potential impacts, informing decisions related to higher education, consumer finance, and economic policy.

Q: Are there update delays or limitations?

A: The data is reported quarterly, with a typical 2-3 month delay. There may be limitations in capturing all student loan debt, such as private loans or loans held by non-consumers.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (COLLFACTTFESTQ), retrieved from FRED.