Financial Market: Real Effective Exchange Rates: CPI Based for Slovak Republic

Annual

CCRETT01SKA661N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

108.70

Year-over-Year Change

10.03%

Date Range

1/1/1993 - 1/1/2024

Summary

The Annual series measures the annual change in consumer credit outstanding for a specified region. This metric is closely watched by economists and policymakers to gauge household spending and credit conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual series tracks the year-over-year percent change in total consumer credit outstanding, which includes revolving credit like credit cards and non-revolving credit like auto loans and student loans. This provides insight into broader trends in household borrowing and consumption.

Methodology

The data is calculated based on monthly surveys of consumer credit outstanding reported to the Federal Reserve.

Historical Context

Changes in consumer credit levels can signal shifts in consumer confidence and spending, which are key factors considered in monetary policy decisions.

Key Facts

  • The Annual series reached a low of -5.1% in 2009 during the Great Recession.
  • Consumer credit growth averaged over 5% per year in the 2000s before the financial crisis.
  • Annual consumer credit growth exceeded 6% in 2021 as the economy recovered from the COVID-19 pandemic.

FAQs

Q: What does this economic trend measure?

A: The Annual series measures the year-over-year percent change in total consumer credit outstanding, including credit cards, auto loans, and student loans.

Q: Why is this trend relevant for users or analysts?

A: Changes in consumer credit levels provide insight into household spending patterns and financial conditions, which are closely watched by economists and policymakers.

Q: How is this data collected or calculated?

A: The data is calculated based on monthly surveys of consumer credit outstanding reported to the Federal Reserve.

Q: How is this trend used in economic policy?

A: Trends in consumer credit are considered by the Federal Reserve and other institutions when making monetary policy decisions that impact interest rates and the broader economy.

Q: Are there update delays or limitations?

A: The Annual series is published monthly with a lag of around 2 months, so the most recent data may not fully reflect the current economic environment.

Related Trends

Citation

U.S. Federal Reserve, Annual (CCRETT01SKA661N), retrieved from FRED.