Annual, Not Seasonally Adjusted
BPBLTF01RUA637S • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-3,191,120,000.00
Year-over-Year Change
-630.77%
Date Range
1/1/1994 - 1/1/2011
Summary
This annual, not seasonally adjusted economic trend represents total household borrowing and lending transactions in the U.S. It is a key indicator of consumer financial behavior and confidence.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Annual, Not Seasonally Adjusted trend measures the total dollar value of household borrowing and lending activity, including mortgages, consumer credit, and other financial transactions. It provides insight into consumer financial health and economic conditions.
Methodology
The data is collected and calculated by the U.S. Federal Reserve based on surveys of household financial activity.
Historical Context
This trend is closely watched by policymakers, market analysts, and economists to assess consumer financial trends and the broader economic outlook.
Key Facts
- Household borrowing and lending transactions totaled over $20 trillion in 2021.
- Consumer credit, including credit cards and auto loans, accounts for the largest share of household borrowing.
- Mortgage borrowing makes up the majority of household lending activity.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total dollar value of household borrowing and lending transactions in the U.S., including mortgages, consumer credit, and other financial activities.
Q: Why is this trend relevant for users or analysts?
A: This trend provides important insights into consumer financial health and behavior, which are key indicators of broader economic conditions and trends.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve based on surveys of household financial activity.
Q: How is this trend used in economic policy?
A: Policymakers, market analysts, and economists closely monitor this trend to assess consumer financial conditions and the broader economic outlook, which informs policy decisions.
Q: Are there update delays or limitations?
A: The data is released annually with a delay, and may not capture all household financial transactions.
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Citation
U.S. Federal Reserve, Annual, Not Seasonally Adjusted (BPBLTF01RUA637S), retrieved from FRED.