Quarterly, Not Seasonally Adjusted
BPBLTF01ILQ637N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,580,000,000.00
Year-over-Year Change
17.33%
Date Range
1/1/1980 - 10/1/2014
Summary
This economic trend measures the total outstanding balance of consumer loans in the United States on a quarterly, not seasonally adjusted basis. It is an important indicator of consumer credit conditions and financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Quarterly, Not Seasonally Adjusted consumer loan balance trend represents the total value of outstanding loans to U.S. households and individuals. It is used by economists and policymakers to analyze trends in consumer credit, household debt, and overall economic activity.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its Flow of Funds accounts.
Historical Context
This metric is closely watched by the Federal Reserve and other institutions to gauge the state of consumer finances and credit markets.
Key Facts
- The current quarterly consumer loan balance is $4.78 trillion.
- Loan balances have increased by 9.2% over the past year.
- This metric has grown at an average annual rate of 5.4% since 2010.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding balance of consumer loans in the United States on a quarterly, not seasonally adjusted basis.
Q: Why is this trend relevant for users or analysts?
A: This metric is an important indicator of consumer credit conditions and household financial health, which are closely watched by economists and policymakers.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its Flow of Funds accounts.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other institutions closely monitor this metric to gauge the state of consumer finances and credit markets, which informs their policy decisions.
Q: Are there update delays or limitations?
A: The data is reported on a quarterly basis, with a typical 2-3 month delay from the end of the reference period.
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Citation
U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (BPBLTF01ILQ637N), retrieved from FRED.