Business Applications from Corporations: Total for All NAICS in Utah
Seasonally Adjusted
BACBATOTALSAUT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
435.00
Year-over-Year Change
21.17%
Date Range
7/1/2004 - 7/1/2025
Summary
The Seasonally Adjusted Bank Credit at All Commercial Banks trend measures the total credit extended by U.S. commercial banks. This metric is a key indicator of banking system health and lending activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Seasonally Adjusted Bank Credit at All Commercial Banks series tracks the outstanding value of loans, leases, and investments held by U.S. commercial banks. It provides insights into the availability and flow of credit in the economy.
Methodology
The Federal Reserve collects and aggregates data from commercial banks to calculate this seasonally adjusted, comprehensive banking credit statistic.
Historical Context
Analysts and policymakers monitor this trend to assess the state of lending markets and the broader economy.
Key Facts
- Bank credit has averaged $12 trillion since 2010.
- Credit growth typically accelerates during economic expansions.
- The 2008 financial crisis caused a sharp contraction in bank credit.
FAQs
Q: What does this economic trend measure?
A: The Seasonally Adjusted Bank Credit at All Commercial Banks measures the total value of loans, leases, and investments held by U.S. commercial banks.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into the availability and flow of credit in the economy, which is a key driver of economic growth and a focus for monetary policymakers.
Q: How is this data collected or calculated?
A: The Federal Reserve collects and aggregates data from commercial banks to calculate this seasonally adjusted, comprehensive banking credit statistic.
Q: How is this trend used in economic policy?
A: Analysts and policymakers monitor this trend to assess the state of lending markets and the broader economy, which informs decisions around monetary policy and financial regulation.
Q: Are there update delays or limitations?
A: The data is released weekly with a lag of approximately one week.
Related Trends
Gross Domestic Product: Air Transportation (481) in Utah
UTAIRTRANNGSP
Other Services (except Public Administration) Earnings in Utah
UTEOTH
90% Confidence Interval Lower Bound of Estimate of Percent of People of All Ages in Poverty for Utah
PPCILBAAUT49000A156NCEN
Chain-Type Quantity Index for Real GDP: Oil and Gas Extraction (211) in Utah
UTOILGASQGSP
Total Carbon Dioxide Emissions From All Sectors, Natural Gas for Utah
EMISSCO2TOTVTTNGUTA
Chain-Type Quantity Index for Real GDP: Paper Manufacturing (322) in Utah
UTPAPMANQGSP
Citation
U.S. Federal Reserve, Seasonally Adjusted Bank Credit at All Commercial Banks (BACBATOTALSAUT), retrieved from FRED.