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Index

AUTLOLITOTRSTSAM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

110.87

Year-over-Year Change

-0.49%

Date Range

3/1/1963 - 8/1/2022

Summary

The Automobile Loan Interest Rate: Total for All Maturities (AUTLOLITOTRSTSAM) measures the average interest rate on new auto loans made by financial institutions in the United States. This trend is a key indicator of credit conditions and consumer confidence in the automotive industry.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The AUTLOLITOTRSTSAM series tracks the average interest rate charged on new automobile loans, including both direct and indirect loans. This metric reflects the financing costs faced by consumers when purchasing a new vehicle and provides insight into credit market dynamics and consumer demand.

Methodology

The data is collected by the Federal Reserve through surveys of financial institutions that originate new auto loans.

Historical Context

Policymakers and analysts monitor this series to assess the availability and affordability of auto credit, which can impact consumer spending and the broader economy.

Key Facts

  • The average auto loan interest rate was 5.31% as of the latest data.
  • Auto loan interest rates have increased by 1.5 percentage points over the past year.
  • Interest rates on new auto loans are a leading indicator of consumer demand in the automotive market.

FAQs

Q: What does this economic trend measure?

A: The AUTLOLITOTRSTSAM series measures the average interest rate charged on new automobile loans made by financial institutions in the United States.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into credit conditions and consumer demand in the automotive industry, which is a key driver of the broader economy.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through surveys of financial institutions that originate new auto loans.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor auto loan interest rates to assess the availability and affordability of credit, which can impact consumer spending and economic growth.

Q: Are there update delays or limitations?

A: The auto loan interest rate data is released monthly by the Federal Reserve with a typical lag of 4-6 weeks.

Related Trends

Citation

U.S. Federal Reserve, Automobile Loan Interest Rate: Total for All Maturities (AUTLOLITOTRSTSAM), retrieved from FRED.