74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
ALLQ74A2ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides critical insights into credit market conditions and lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in maximum maturity for consumer asset-backed securities. Reflects broader credit market lending dynamics.
Methodology
Surveyed from financial institutions reporting securities funding conditions.
Historical Context
Used by policymakers to understand credit market accessibility.
Key Facts
- Tracks consumer asset-backed securities terms
- Indicates credit market flexibility
- Focuses on maximum maturity changes
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loan receivables like credit cards or auto loans.
Q: What does 'Eased Considerably' indicate?
A: Significant relaxation of lending terms and maximum maturity for consumer securities.
Q: Why monitor these funding terms?
A: Provides insights into credit market health and lending institution strategies.
Q: How do these terms impact consumers?
A: Can influence loan availability, interest rates, and credit accessibility.
Q: How frequently is this data collected?
A: Typically surveyed and reported on a quarterly basis.
Related Trends
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19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A2ECNR), retrieved from FRED.