74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
ALLQ74A1TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides critical insights into credit market conditions and lending practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in maximum funding amounts for consumer asset-backed securities. Indicates credit market tightness and lending environment.
Methodology
Surveys financial institutions about changes in consumer ABS funding parameters.
Historical Context
Used by policymakers to assess credit market conditions and potential economic impacts.
Key Facts
- Reflects consumer credit market conditions
- Indicates potential lending environment changes
- Tracks asset-backed securities funding trends
FAQs
Q: What are consumer asset-backed securities?
A: Financial instruments backed by consumer credit card or auto loan receivables. Represent a key credit market mechanism.
Q: Why do funding terms change?
A: Market risk, economic conditions, and institutional lending strategies drive term modifications.
Q: How do these terms impact consumers?
A: Changes can affect credit availability and borrowing costs for consumers.
Q: Who monitors these funding terms?
A: Regulators, financial analysts, and policymakers track these trends for economic insights.
Q: What does 'tightened considerably' mean?
A: Indicates significantly reduced funding availability or more restrictive lending conditions.
Related Trends
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A1TCNR), retrieved from FRED.