66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat

ALLQ66A2TSNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 1/1/2025

Summary

Tracks changes in maximum maturity terms for non-agency residential mortgage-backed securities funding. Provides insight into lending market conditions and risk assessment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This metric evaluates how lending institutions are adjusting maximum maturity periods for mortgage-backed securities. It reflects broader credit market dynamics.

Methodology

Surveyed from financial institutions reporting funding term adjustments quarterly.

Historical Context

Used by investors and regulators to assess mortgage market lending standards.

Key Facts

  • Indicates tightening of mortgage security funding
  • Quarterly survey-based metric
  • Reflects risk perception in credit markets

FAQs

Q: What does this series measure?

A: It tracks changes in maximum maturity terms for non-agency residential mortgage-backed securities funding.

Q: Why are funding terms important?

A: They reflect lending institutions' risk assessment and overall credit market conditions.

Q: How often is this data updated?

A: The series is updated quarterly based on financial institution surveys.

Q: Who uses this economic indicator?

A: Investors, financial analysts, and regulators monitor these funding term changes.

Q: What does 'tightened somewhat' indicate?

A: Suggests more conservative lending standards with slightly more restrictive terms.

Related Trends

56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Somewhat

SFQ56B2ESNR

13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important

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25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important

ALLQ25B52MINR

7) How Has the Intensity of Efforts by Hedge Funds to Negotiate More-Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Considerably

ALLQ07ICNR

40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Somewhat

ALLQ40EISNR

8) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Hedge Funds Changed over the Past Three Months?| Answer Type: Remained Basically Unchanged

ALLQ08RBUNR

Citation

U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A2TSNR), retrieved from FRED.