62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ62A4ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in collateral spreads for Agency Residential Mortgage-Backed Securities (RMBS) funding terms. Provides insight into mortgage market lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates financing rates and collateral spread dynamics in the agency mortgage securities market. It reflects lending environment flexibility.
Methodology
Collected through Federal Reserve survey of financial institutions and market participants.
Historical Context
Used by policymakers to assess mortgage market liquidity and credit conditions.
Key Facts
- Indicates mortgage market funding flexibility
- Reflects institutional lending perspectives
- Quarterly survey-based metric
FAQs
Q: What do collateral spreads indicate in RMBS?
A: Collateral spreads measure the risk premium in mortgage-backed securities financing. Lower spreads suggest more favorable lending conditions.
Q: How often is this data updated?
A: This metric is typically updated quarterly through Federal Reserve surveys.
Q: Why are agency RMBS funding terms important?
A: They provide critical insights into mortgage market liquidity and institutional lending strategies.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts track these terms to understand mortgage market dynamics.
Q: What does 'eased considerably' mean?
A: Indicates significantly more favorable or relaxed lending conditions compared to previous periods.
Related Trends
10) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Hedge Funds Changed Over the Past Three Months?| Answer Type: Increased Considerably
CTQ10ICNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Remained Basically Unchanged
ALLQ39CRBUNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ56A2TCNR
55) Over the Past Three Months, How Have Liquidity and Functioning in the High-Grade Corporate Bond Market Changed?| Answer Type: Improved Considerably
ALLQ55PNNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
SFQ62A4RBUNR
65) Over the Past Three Months, How Have Liquidity and Functioning in the Agency Rmbs Market Changed?| Answer Type: Improved Somewhat
ALLQ65MONR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (ALLQ62A4ECNR), retrieved from FRED.