37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important

ALLQ37B53MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 1/1/2025

Summary

This economic indicator tracks the reasons behind changes in lending conditions for nonfinancial corporations from the perspective of financial institutions. It provides insights into the availability of capital and potential shifts in corporate lending dynamics.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend measures the third most important reason for easing lending terms, specifically focusing on increased balance sheet or capital availability at lending institutions. Economists use this data to understand credit market conditions and potential economic expansion or contraction.

Methodology

Data is collected through survey responses from financial institutions about their lending practices and perceptions of capital availability.

Historical Context

This metric helps policymakers and analysts assess the potential for business investment and economic growth by examining credit market flexibility.

Key Facts

  • Represents the third most important reason for easing lending terms
  • Focuses on increased balance sheet or capital availability
  • Part of a broader survey of lending institution practices

FAQs

Q: What does this economic indicator measure?

A: It tracks the third most important reason for easing lending conditions for nonfinancial corporations, specifically related to increased capital availability.

Q: Why is this trend important?

A: It provides insights into credit market conditions and potential business investment opportunities by examining financial institutions' lending perspectives.

Q: How is the data collected?

A: The data is gathered through survey responses from financial institutions about their lending practices and perceptions of capital availability.

Q: How do policymakers use this information?

A: They analyze the trend to understand potential economic expansion, credit market flexibility, and business investment opportunities.

Q: How often is this data updated?

A: The survey is typically conducted quarterly, providing periodic insights into lending conditions and capital availability.

Related Trends

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56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat

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66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged

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31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 2nd Most Important

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56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably

ALLQ56A1TCNR

62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Remained Basically Unchanged

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Citation

U.S. Federal Reserve, 37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important [ALLQ37B53MINR], retrieved from FRED.

Last Checked: 8/1/2025