37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
ALLQ37A22MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks bank risk assessment related to lending to nonfinancial corporations. Provides insight into institutional risk appetite and credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures banks' reduced willingness to take on risk in corporate lending. Reflects institutional risk management strategies.
Methodology
Surveyed from bank lending officers' responses about risk perception.
Historical Context
Used in assessing credit market tightness and potential economic constraints.
Key Facts
- Indicates institutional risk perception changes
- Reflects potential credit market constraints
- Part of Federal Reserve lending survey
FAQs
Q: What does this economic indicator measure?
A: Tracks banks' reduced willingness to take lending risks for nonfinancial corporations.
Q: Why are bank risk assessments important?
A: They signal potential credit market constraints and economic lending conditions.
Q: How often is this data updated?
A: Typically collected through periodic bank lending officer surveys.
Q: What impacts bank risk perception?
A: Economic conditions, financial market stability, and counterparty creditworthiness.
Q: Can this indicator predict economic trends?
A: It provides early signals about potential credit market tightening or easing.
Related Trends
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
ALLQ74B4TSNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
ALLQ62A3RBUNR
71) Over the Past Three Months, How Has Demand for Funding of CMBS by Your Institution's Clients Changed?| Answer Type: Decreased Somewhat
SFQ71DSNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
SFQ56B1ECNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ74B2RBUNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: First in Importance
ALLQ19B3MINR
Citation
U.S. Federal Reserve, Bank Lending Risk Assessment (ALLQ37A22MINR), retrieved from FRED.