25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important
ALLQ25B32MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks market conventions and regulatory changes affecting insurance company lending terms. Provides insight into financial sector risk assessment and institutional lending practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in collateral terms and standardized agreements within insurance company lending environments. Reflects evolving market risk management strategies.
Methodology
Surveyed responses from financial institutions about lending term modifications.
Historical Context
Used by regulators and financial analysts to understand market risk adaptation.
Key Facts
- Indicates institutional lending flexibility
- Reflects market risk management trends
- Tracks regulatory environment changes
FAQs
Q: What do changes in market conventions mean for lending?
A: Changes signal shifts in risk perception and institutional lending strategies. Reflects broader financial market adaptations.
Q: How often are these lending terms reassessed?
A: Typically reviewed quarterly through financial institution surveys. Provides real-time market insights.
Q: Why are collateral terms important?
A: They represent risk mitigation strategies for financial institutions. Directly impact lending conditions.
Q: Do these changes affect insurance company operations?
A: Yes, they significantly influence lending capacity and risk management approaches.
Q: How reliable are these survey-based metrics?
A: Considered authoritative due to direct input from financial institutions. Provides nuanced market perspectives.
Related Trends
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Securitized Products (Such as Specific ABS or MBS Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
OTCDQ46AISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: First in Importance
ALLQ37B2MINR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First in Importance
ALLQ37B6MINR
42) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC FX Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Remained Basically Unchanged
OTCDQ42ARBUNR
44) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Equity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Considerably
ALLQ44AICNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Decreased Somewhat
ALLQ39ADSNR
Citation
U.S. Federal Reserve, Insurance Company Lending Terms (ALLQ25B32MINR), retrieved from FRED.