25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
ALLQ25A23MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Measures institutional risk appetite changes in insurance company pricing and terms. Highlights third most important reason for potential risk adjustment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks institutional willingness to assume financial risk. It provides insights into insurance market risk management strategies.
Methodology
Survey-based data collection from insurance institutions reporting risk perception changes.
Historical Context
Used by policymakers and financial analysts to understand market risk dynamics.
Key Facts
- Reflects institutional risk tolerance shifts
- Third most important risk adjustment factor
- Provides market sentiment insights
FAQs
Q: What does this series indicate?
A: It shows the third most important reason for changes in insurance company risk appetite.
Q: Why track institutional risk willingness?
A: Helps understand market dynamics and potential shifts in insurance pricing strategies.
Q: How is this data collected?
A: Through systematic surveys of insurance institutions reporting their risk perception.
Q: What implications does this have?
A: Provides insights into potential market tightening or easing of insurance terms.
Q: How often is this data updated?
A: Typically collected on a quarterly basis to track evolving market conditions.
Related Trends
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ74B1TSNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| A. High-Grade Corporate Bonds. | Answer Type: Decreased Somewhat
ALLQ78ADSNR
70) Over the Past Three Months, How Have the Terms Under Which CMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Somewhat
SFQ70A2ESNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
ALLQ19A5MINR
55) Over the Past Three Months, How Have Liquidity and Functioning in the High-Grade Corporate Bond Market Changed?| Answer Type: Improved Considerably
ALLQ55PNNR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ52B4ESNR
Citation
U.S. Federal Reserve, Insurance Company Risk Willingness (ALLQ25A23MINR), retrieved from FRED.