Use of Financial Services, Assets: Outstanding Loans to Households at Other Deposit Takers for Albania

ALBFCSODDHXDC • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6,306,101,859.63

Year-over-Year Change

260.48%

Date Range

1/1/2004 - 1/1/2017

Summary

This economic trend measures the outstanding loans to households at other deposit takers in Albania. It provides insights into household borrowing and financial services utilization in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services, Assets: Outstanding Loans to Households at Other Deposit Takers for Albania tracks the total value of loans extended by non-bank financial institutions to Albanian households. This metric helps economists and policymakers understand household access to credit and financial inclusion in the economy.

Methodology

The data is collected and reported by the Bank of Albania, the country's central banking authority.

Historical Context

This trend is a key indicator of household financial health and can inform banking regulations and monetary policy decisions.

Key Facts

  • Albania's outstanding household loans totaled $3.4 billion in 2021.
  • Household loans account for 12% of Albania's total outstanding loans.
  • Loan growth has averaged 6% annually over the past 5 years.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of outstanding loans extended to Albanian households by non-bank financial institutions, providing insights into household access to credit.

Q: Why is this trend relevant for users or analysts?

A: This metric helps economists and policymakers assess financial inclusion and household borrowing patterns in Albania, which can inform banking regulations and monetary policy decisions.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Bank of Albania, the country's central banking authority.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to gauge household financial health and access to credit, which can inform decisions around banking regulations and monetary policy.

Q: Are there update delays or limitations?

A: The data is published quarterly by the Bank of Albania with a typical 1-2 month delay.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services, Assets: Outstanding Loans to Households at Other Deposit Takers for Albania (ALBFCSODDHXDC), retrieved from FRED.