Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors
SUBLPFCITFNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-5.30
Year-over-Year Change
-144.92%
Date Range
4/1/2011 - 7/1/2025
Summary
Measures the percentage of foreign banks increasing interest rate floors. Provides insight into global lending strategies and risk management approaches.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how foreign banks adjust their minimum interest rates. It reflects banking sector risk mitigation and lending policy trends.
Methodology
Surveys of foreign banks document changes in their interest rate floor practices.
Historical Context
Financial analysts use this data to understand global banking risk strategies.
Key Facts
- Indicates global banking risk management
- Reflects lending policy changes
- Important for understanding credit markets
FAQs
Q: What are interest rate floors?
A: Minimum interest rates set by banks to protect against potential lending losses. Helps manage financial risk.
Q: Why do banks use interest rate floors?
A: To protect against low-interest environments and manage potential lending risks.
Q: How does this impact borrowers?
A: Can lead to higher minimum borrowing costs and more restrictive lending conditions.
Q: What does an increase in this metric mean?
A: Banks are becoming more cautious and implementing stricter lending protections.
Q: How frequently is this data collected?
A: Typically gathered through periodic banking surveys with varying update frequencies.
Related Trends
Net Percentage of Other Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds to Small Firms
SUBLPDCISTSOTHNQ
Number of Foreign Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was a Somewhat Important Reason
SUBLPFCIRECSNQ
Number of Other Domestic Banks That Tightened and Reported That Decreased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRTSVOTHNQ
Net Percentage of Foreign Banks Reporting Stronger Demand for Commercial and Industrial Loans
SUBLPFCIDNQ
Net Percentage of Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Auto Loans
SUBLPDCLATSNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPFCIRSENNQ
Citation
U.S. Federal Reserve, Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors (SUBLPFCITFNQ), retrieved from FRED.