Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Multifamily Residential Structures
SUBLPDRCSMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-28.60
Year-over-Year Change
-185.89%
Date Range
10/1/2013 - 7/1/2025
Summary
Tracks lending standards for multifamily real estate loans among large domestic banks. Indicates credit market conditions and potential commercial property investment trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the net percentage of large banks tightening lending standards for multifamily residential property loans. Provides insight into commercial real estate credit conditions.
Methodology
Calculated through quarterly bank lending survey responses comparing tightening versus loosening standards.
Historical Context
Used by policymakers and investors to assess commercial real estate market credit availability.
Key Facts
- Quarterly survey-based metric
- Indicates bank lending appetite
- Reflects commercial property market conditions
FAQs
Q: What does this percentage indicate about bank lending?
A: A positive percentage means banks are tightening lending standards for multifamily properties. Negative percentage suggests more relaxed lending conditions.
Q: How often is this data updated?
A: The data is typically updated quarterly through the Federal Reserve's bank lending survey.
Q: Why do banks tighten lending standards?
A: Banks may tighten standards due to economic uncertainty, increased risk, or regulatory changes affecting commercial real estate markets.
Q: How do lending standards impact real estate investment?
A: Tighter standards can reduce loan availability, potentially slowing commercial real estate development and investment.
Q: What factors influence these lending standards?
A: Economic conditions, property market performance, and bank risk assessments typically drive lending standard changes.
Related Trends
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason
SUBLPDCIRWPVOTHNQ
Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors
SUBLPFCITFNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Decreased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPFCIRSGSNQ
Net Percentage of Large Domestic Banks Tightening Standards for Non-Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMSKLGNQ
Net Percentage of Domestic Banks Tightening Standards for Credit Card Loans
DRTSCLCC
Net Percentage of Other Domestic Banks Increasing the Cost of Credit Lines to Large and Middle-Market Firms
SUBLPDCILTCOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans (SUBLPDRCSMLGNQ), retrieved from FRED.