Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans
SUBLPDHMSMNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
-64.29%
Date Range
1/1/2015 - 7/1/2025
Summary
Measures banks' tightening standards for non-qualified mortgage non-jumbo loans. Provides critical insight into mortgage lending conditions and credit market accessibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the net percentage of domestic banks implementing stricter lending standards for specific mortgage categories.
Methodology
Calculated through quarterly survey of bank lending practices and standards.
Historical Context
Used by policymakers to monitor mortgage market credit conditions.
Key Facts
- Reflects mortgage lending market accessibility
- Indicates potential credit market tightness
- Quarterly updated economic indicator
FAQs
Q: What does this economic indicator measure?
A: Tracks banks' tightening standards for non-qualified, non-jumbo mortgage loans.
Q: How frequently is this data updated?
A: Updated quarterly through Federal Reserve lending surveys.
Q: Why is this important for homebuyers?
A: Indicates potential difficulty in obtaining mortgage loans and credit market conditions.
Q: How can investors use this data?
A: Helps assess banking sector lending practices and potential economic constraints.
Q: What are the data's potential limitations?
A: Represents bank perceptions and may not capture entire mortgage market dynamics.
Related Trends
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPDCIRWENOTHNQ
Number of Other Domestic Banks That Tightened and Reported That Increase in Defaults by Borrowers in Public Debt Markets Was a Somewhat Important Reason
SUBLPDCIRTDSOTHNQ
Net Percentage of Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds to Small Firms
DRISCFS
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPDCIRSSVLGNQ
Number of Foreign Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was Not an Important Reason
SUBLPFCIREANNQ
Large Bank Definition by Total Assets
SUBLPDMCONQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans (SUBLPDHMSMNQ), retrieved from FRED.