Net Percentage of Large Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDKLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.60
Year-over-Year Change
-110.14%
Date Range
1/1/2015 - 7/1/2025
Summary
Tracks changes in jumbo mortgage loan demand among large domestic banks. Provides insight into residential real estate lending trends and credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures the net percentage of large banks experiencing increased demand for non-qualified jumbo mortgage loans. It reflects lending appetite and housing market dynamics.
Methodology
Calculated through quarterly bank lending survey responses tracking loan demand changes.
Historical Context
Used by policymakers to assess credit market health and lending environment.
Key Facts
- Indicates mortgage market credit conditions
- Reflects bank lending strategies
- Important economic health indicator
FAQs
Q: What are jumbo mortgage loans?
A: Jumbo loans exceed conforming loan limits set by Fannie Mae and Freddie Mac. They're used for higher-value property purchases.
Q: Why do banks track non-qualified mortgage demand?
A: These loans help banks serve borrowers who don't meet standard lending criteria. They represent a strategic lending segment.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve bank lending surveys.
Q: What impacts jumbo loan demand?
A: Interest rates, housing market conditions, and overall economic health significantly influence jumbo loan demand.
Q: Are jumbo loans riskier for banks?
A: Jumbo loans often require stricter underwriting and higher credit standards to mitigate potential risks.
Related Trends
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was a Very Important Reason
SUBLPDCIRSEVLGNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was a Somewhat Important Reason
SUBLPDCIRWMSOTHNQ
Number of Other Domestic Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason
SUBLPDCIREASOTHNQ
Number of Large Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Very Important Reason
SUBLPDCIRTLVLGNQ
Net Percentage of Domestic Banks Reducing the Maximum Size of Auto Loans
SUBLPDCLATMNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPFCIRSENNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Jumbo Mortgage Loans (SUBLPDHMDKLGNQ), retrieved from FRED.