Net Percentage of Large Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDJLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
20.00
Year-over-Year Change
-134.66%
Date Range
1/1/2015 - 7/1/2025
Summary
Tracks changes in large domestic banks' mortgage lending appetite for jumbo loans. Provides critical insight into residential real estate market dynamics and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures the net percentage of large banks reporting increased demand for high-value mortgage loans. It reflects broader lending market trends and bank confidence.
Methodology
Calculated through quarterly bank lending survey responses tracking mortgage loan demand.
Historical Context
Used by policymakers and investors to assess housing market and credit availability trends.
Key Facts
- Indicates bank willingness to extend high-value mortgages
- Reflects broader economic lending conditions
- Important indicator for real estate market health
FAQs
Q: What are jumbo mortgage loans?
A: Jumbo loans exceed conforming loan limits set by Fannie Mae and Freddie Mac. They're used for higher-value property purchases.
Q: Why do banks' lending attitudes matter?
A: Bank lending practices directly impact credit availability and housing market liquidity. They reflect economic confidence.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve bank lending surveys.
Q: What influences jumbo loan demand?
A: Factors include interest rates, economic conditions, and local real estate market strength.
Q: Can this metric predict housing market trends?
A: It provides valuable insight into potential future lending and real estate market conditions.
Related Trends
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason
SUBLPDCIRSPVLGNQ
Number of Large Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason
SUBLPDCIRTLNLGNQ
Net Percentage of Domestic Banks Reducing the Maximum Size Credit Lines for Small Firms
SUBLPDCISTMNQ
Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was Not an Important Reason
SUBLPDCIRERNNQ
Net Percentage of Domestic Banks Tightening Standards for GSE-Eligible Mortgage Loans
SUBLPDHMSENQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRWSNOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans (SUBLPDHMDJLGNQ), retrieved from FRED.