Net Percentage of Other Domestic Banks Tightening Standards for Auto Loans
SUBLPDCLASOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
4/1/2011 - 7/1/2025
Summary
Tracks bank lending standards for auto loans, reflecting credit market conditions and potential economic constraints. Provides insight into banking sector risk assessment and consumer lending trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures the percentage of domestic banks tightening credit standards for auto loans. It indicates potential shifts in bank lending strategies and economic outlook.
Methodology
Surveyed through Federal Reserve's quarterly bank lending practices assessment.
Historical Context
Used by policymakers to understand credit market dynamics and potential economic constraints.
Key Facts
- Indicates bank risk perception in auto lending
- Quarterly survey-based metric
- Reflects potential economic tightening
FAQs
Q: What does this metric indicate about auto lending?
A: It shows how banks are adjusting lending standards for auto loans, reflecting their risk assessment and economic outlook.
Q: How often is this data collected?
A: The data is collected quarterly through the Federal Reserve's bank lending survey.
Q: Why do banks tighten auto loan standards?
A: Banks may tighten standards due to economic uncertainty, increased default risks, or changing market conditions.
Q: How does this impact consumers?
A: Tighter standards can make auto loans more difficult to obtain, potentially affecting vehicle purchasing ability.
Q: What are the limitations of this metric?
A: It represents a survey of bank perceptions and may not capture all lending market nuances.
Related Trends
Net Percentage of Domestic Banks Reporting Stronger Demand for Business Loans, Weighted by Banks' Outstanding Loan Balances by Category
SUBLPDMBDXWBNQ
Number of Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Very Important Reason
SUBLPDCIRTRVNQ
Net Percentage of Other Domestic Banks Reporting Increased Willingness to Make Consumer Installment Loans
SUBLPDCLIWOTHNQ
Number of Other Domestic Banks That Tightened and Reported That Increased Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was Not an Important Reason
SUBLPDCIRTENOTHNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVOTHNQ
Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSNQ
Citation
U.S. Federal Reserve, Net Percentage of Other Domestic Banks Tightening Standards for Auto Loans (SUBLPDCLASOTHNQ), retrieved from FRED.