62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
SFQ62A2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in Agency Residential Mortgage-Backed Securities (RMBS) funding terms for average clients. Provides critical insights into residential lending markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric examines maximum maturity terms for standard RMBS clients, reflecting potential shifts in residential lending standards.
Methodology
Data collected through survey of financial institutions tracking lending terms.
Historical Context
Used by investors and policymakers to assess residential real estate credit market conditions.
Key Facts
- Indicates tightening in residential mortgage terms
- Reflects more conservative lending approach
- Significant for housing market analysis
FAQs
Q: What does 'tightened considerably' mean?
A: Suggests significant reduction in maximum loan maturity for average residential mortgage clients.
Q: Why do mortgage terms change?
A: Economic conditions, risk assessments, and market dynamics influence lending standards.
Q: How do tighter terms impact borrowers?
A: May result in shorter loan periods and potentially more stringent qualification requirements.
Q: Who tracks these changes?
A: Economists, real estate professionals, and financial analysts monitor these trends closely.
Q: What causes term tightening?
A: Economic uncertainty, increased risk perception, or changes in monetary policy can trigger tighter lending terms.
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Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62A2TCNR), retrieved from FRED.