Central Reserve City Banks, Classification of Loans and Investments: Loans: Real Estate

LOREALESCB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

170.00

Year-over-Year Change

44.07%

Date Range

1/1/1925 - 1/1/1928

Summary

The 'Central Reserve City Banks, Classification of Loans and Investments: Loans: Real Estate' trend measures the total value of real estate loans held by central reserve city banks in the United States. This metric provides insight into the lending activity and investment patterns of major financial institutions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series tracks the volume of real estate loans on the balance sheets of large commercial banks located in central reserve cities. It offers a window into the lending practices and risk profiles of systemically important financial institutions, which is of interest to economists, policymakers, and market analysts.

Methodology

The data is collected and reported by the U.S. Federal Reserve through its periodic surveys of bank balance sheets.

Historical Context

Trends in real estate lending by major banks are closely monitored for their implications on housing markets, economic growth, and financial stability.

Key Facts

  • Central reserve cities are financial hubs like New York and Chicago.
  • Real estate loans account for a significant portion of large bank assets.
  • This metric helps track credit conditions and systemic risk in the banking system.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of real estate loans held by large commercial banks located in central reserve cities in the United States.

Q: Why is this trend relevant for users or analysts?

A: Trends in real estate lending by major banks provide insight into credit conditions, housing market dynamics, and systemic risks in the financial system.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve through its periodic surveys of bank balance sheets.

Q: How is this trend used in economic policy?

A: Policymakers and regulators monitor real estate lending by large banks to assess financial stability and inform macroprudential policies.

Q: Are there update delays or limitations?

A: The data is published with a lag, and the survey coverage may not capture all real estate lending activity.

Related Trends

Citation

U.S. Federal Reserve, Central Reserve City Banks, Classification of Loans and Investments: Loans: Real Estate (LOREALESCB), retrieved from FRED.