37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important

CTQ37A52MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 4/1/2025

Summary

This economic indicator tracks the perceived constraints on nonfinancial corporations' capital availability from financial institutions. It provides insights into credit market conditions and potential lending restrictions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents banks' assessment of diminished balance sheet or capital capacity for corporate lending. Economists use this metric to understand potential tightening of credit markets and potential implications for business investment and economic growth.

Methodology

Data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey (SLOOS), which polls senior loan officers about lending conditions.

Historical Context

Policymakers and financial analysts use this trend to assess potential credit market constraints and potential impacts on corporate financing strategies.

Key Facts

  • Measures perceived capital availability for nonfinancial corporations
  • Part of the Federal Reserve's comprehensive lending survey
  • Indicates potential constraints in corporate financing

FAQs

Q: What does this economic indicator measure?

A: It tracks banks' perceptions of diminished balance sheet or capital availability for nonfinancial corporate lending over a three-month period.

Q: Why is this trend important?

A: It provides early signals about potential credit market tightening and potential impacts on corporate investment and economic growth.

Q: How is this data collected?

A: The Federal Reserve surveys senior loan officers about their lending conditions and perceptions of capital constraints.

Q: What can this trend tell policymakers?

A: It helps identify potential credit market stress and may inform monetary policy decisions about supporting corporate lending.

Q: How often is this data updated?

A: The survey is typically conducted quarterly, providing periodic insights into lending conditions.

Related Trends

21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| D. Endowments. | Answer Type: Decreased Somewhat

CTQ21DDSNR

46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Securitized Products (Such as Specific ABS or MBS Tranches and Associated Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Somewhat

OTCDQ46BDSNR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important

ALLQ31A23MINR

74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged

ALLQ74B1RBUNR

21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| C. Pension Plans. | Answer Type: Increased Considerably

ALLQ21CICNR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: First In Importance

CTQ31A4MINR

Citation

U.S. Federal Reserve, 37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important [CTQ37A52MINR], retrieved from FRED.

Last Checked: 8/1/2025