Use of Financial Services: Key Indicators, Outstanding Small and Medium Enterprises Loans from Commercial Banks for Switzerland

CHEFCSODCSGGDPPT • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

49.46

Year-over-Year Change

20.93%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic indicator tracks the outstanding small and medium enterprise (SME) loans from commercial banks in Switzerland, providing insights into the financing conditions for this crucial business segment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The outstanding SME loans from commercial banks in Switzerland is an important measure of the financial services utilized by small and medium-sized enterprises. It reflects the availability of credit and the financing environment for this vital component of the Swiss economy.

Methodology

The data is collected and calculated by the Swiss National Bank based on reporting from commercial banks.

Historical Context

This indicator is used by policymakers, economists, and market analysts to assess the health and access to finance for Swiss SMEs.

Key Facts

  • SMEs account for over 99% of all enterprises in Switzerland.
  • SMEs employ around 67% of the total Swiss workforce.
  • Outstanding SME loans from commercial banks in Switzerland totaled over 280 billion CHF in 2022.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the outstanding loans from commercial banks to small and medium-sized enterprises (SMEs) in Switzerland.

Q: Why is this trend relevant for users or analysts?

A: The availability of credit for SMEs is a crucial indicator of the financing conditions and overall economic health for this vital business segment in Switzerland.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Swiss National Bank based on information provided by commercial banks operating in Switzerland.

Q: How is this trend used in economic policy?

A: Policymakers, economists, and market analysts use this indicator to assess the financing environment for Swiss SMEs and inform decisions around monetary policy, credit conditions, and economic development programs.

Q: Are there update delays or limitations?

A: The data is typically published on a quarterly basis with a short delay, providing timely insights into the financing of Swiss SMEs.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Outstanding Small and Medium Enterprises Loans from Commercial Banks for Switzerland (CHEFCSODCSGGDPPT), retrieved from FRED.